What is Net Worth Jar?
Net Worth Jar is a simple way to understand, track, and grow your wealth. See your complete financial picture in one place, project how your wealth could grow over time, and use a growing collection of calculators to explore financial decisions, strategies, and different paths to your goals.
You're looking at demo data. In Your Accounts below, edit balances or add and remove accounts to see your real net worth. No bank logins, no linked accounts, nothing sent anywhere — just your numbers, your way.
Net worth today$362.8K
Net worth at 2056$7.2M19.8× today
Wealth growth by segment
2026 – 2056Projected using the return rates set in Returns below — adjust them anytime to see updated projections.
Asset allocation
Taxable — access anytime
Sell/withdraw whenever; gains taxed when realized
- Brokerage-Individual$30.0K · 44%
- Brokerage-Robo-Wealthfront$15.0K · 22%
- HYSA-Marcus$10.0K · 15%
- CD/Treasury-Ally 12-mo CD$8.0K · 12%
- Crypto-Coinbase$5.0K · 7%
Tax-deferred
Grows tax-free until retirement withdrawal, then taxed as income
- 401k$100.0K · 87%
- IRA$15.0K · 13%
Tax-free
Contributions already taxed (or medical/education); qualified withdrawals are tax-free
- Roth IRA$35.0K · 48%
- Roth 401k$20.0K · 27%
- 529-Emma$8.0K · 11%
- HSA-Fidelity$6.0K · 8%
- HSA-HealthEquity$4.0K · 5%
Other assets
- Real Estate-Primary Home$380,000
Total debt-$273,200
Your Accounts
Net worth $362,800Balance
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Balancefull market value
Enter the property's full value here. Got a mortgage? Add it as a separate Debt account with the balance owed — net worth nets the two automatically.
Balance
Balance owed
Balance owed
Wealth projection
Time horizon
yrs · 2056
Returns
Investments
401(k) (incl. Roth), IRA, Roth IRA, HSA, brokerage (incl. robo/agentic/joint)
Cash & savings
HYSA, checking, savings, CDs & Treasuries
Real estate
Home equity, rental property & other real estate
Crypto / digital assets
Highly volatile — kept separate from market investments
529 college savings
Often invested in an age-based glide path — de-risks as college approaches
Contributions
Brokerage
Brokerage-Individual
/mo
$2,400 / year · no IRS limit
Brokerage — Robo-Advisor
Brokerage-Robo-Wealthfront
/mo
$1,200 / year · no IRS limit
HSA
HSA-Fidelity
/mo
HSA-HealthEquity
/mo
$4,200 / $4,400 combined annual limit
401(k) — Traditional
401k
/mo
$10,800 / $24,500 annual limit
401(k) — Roth
Roth 401k
/mo
$3,600 / $24,500 annual limit
Roth IRA
Roth IRA
/mo
$6,600 / $7,500 annual limit
Traditional IRA
IRA
/mo
$0 / $7,500 annual limit
529 College Savings
529-Emma
/mo
$1,800 / $19,000 annual limit
2026 IRS limits shown are flat, individual/under-50 defaults — edit the numbers directly if yours differ (catch-up, family HSA, etc). Multiple accounts of the same type share one combined limit.
Projected balance in 2056
401k$1,909,624
Real Estate-Primary Home$1,084,249
Roth IRA$955,061
Crypto-Coinbase$783,869
Roth 401k$528,321
Brokerage-Individual$487,489
HYSA-Marcus$310,755
HSA-Fidelity$292,693
Brokerage-Robo-Wealthfront$243,745
529-Emma$221,861
HSA-HealthEquity$215,462
IRA$121,747
CD/Treasury-Ally 12-mo CD$26,508